Commercial Mortgages and Funding

The commercial mortgage market has expanded and diversified considerably over the last few years with more lenders offering commercial mortgages and funding. More people have decided to become self employed and set up business so lenders have had to wake up to the fact that they need to diversify their business offerings and provide good quality services and competitive rates to attract new business.

Areas where new businesses used to be refused have now been addressed. The most common reason why an application would not proceed was due to the client not being able to prove their income as they were starting a new business. With certain commercial lenders you can self certify your income. If you have had previous credit problems you can still apply as each application is based on its own merits.

With more lenders entering the commercial mortgage market products are becoming more flexible. With new mortgage products available we could negotiate a better commercial mortgage product than you currently have which may save you a significant amount of money.

Commercial mortgages can be used for existing businesses to release equity. If you need to consolidate existing credit commitments, capital raising for working capital or property improvements, a business purchase or move your business in a new direction we can help.

You may operate your business from a leased commercial property but would choose to own it if financing were available to you. We can help you move your business forward.

You can typically borrow between 70% and 85% Loan To Value (LTV). Some lenders depending on the commercial proposals may borrow you more than the typical LTV up to 100% LTV if additional security is available.

Finance is available across a wide range of business properties including pubs, restaurants, guest houses, B&Bs, retail property, industrial units, golf clubs, and farms. If your business type is not mentioned please ring or email us so we can find a lender who may be willing to help you.

Commercial Insurance

Why not find out if we can save you some money on your existing commercial insurance. Have you had a commercial insurance review recently? Your business may be under insured which could have a major impact on your business if a claim was made.

Some of the commercial insurance products available to Park View Mortgages Limited are: Business Travel, Combined Liability, Computer, Contractor Works, Directors & Officers, Employers Liability, Engineering, Employment Practices, Fidelity Guarantee, Fleet Insurance, Marine / Transit, Commercial Legal Exs, Inspection, Motor Traders, Office Comprehensive, Personal Accident, PA & Business Travel, Professional Indemnity, Public Liability, Shopkeepers, Sportsnet Scheme (Sports Clubs), Traders Combined, Terrorism.

Why not find out what options are available to you by ringing Park View Mortgages Limited today on 0161 773 1069 or email us with an online enquiry.

Commercial mortgages and Pure Commercial Insurance are not regulated by the Financial Services Authority.